BF011_Lending Decisions

BF_011

Banking Program Lending Decisions Syllabus, Texts and Study Programme

Course Summary

This course describes all aspects of risk and the models used for credit analysis. The course facilitates new and better investment, especially in underserved urban markets that have been disproportionately impacted in the current crisis.

Expected Outcome / Learning

At the end of this course, students will know how investment portfolios are created and evaluated. More specifically they will be able to:

• Understand the credit risks and the tools to assess and decrease them.
• Perform all the functions of credit risk manager
• Organize lending processes in a proper way. 

Required Textbook

Clark R. Abrahams, Mingyuan Zhang , Fair Lending Compliance: Intelligence and Implications for Credit Risk Management, 2008, John Wiley & Sons Inc, ISBN: 978-0-470-16776-2

http://www.wiley.com/WileyCDA/WileyTitle/productCd-0470167769,descCd-tableOfContents.html

Suggested Readings

Supplementary readings will be provided in the reading assignments for each module.
Students must maintain the readings, discussion participation, quizzes and assignments to obtain a passing grade in the course. To obtain a superior grade, students must demonstrate a high degree of quality in their work.

IMPORTANT

PLEASE NOTE THAT PLAGIARISM (copying other writers' text without due citation or recognition) WILL NOT BE TOLERATED. Plagiarism is equal to cheating in exams as it means "stealing" solutions to problems, ideas or written text from other people and pretending they are your own. Students caught committing these forms of cheating will be subject to course failure and will be reported to the Dean of the University. Two instances of cheating or plagiarism will be cause for academic suspension.

For information on what plagiarism is and how to avoid it, please read the pages 41 and 41 in the book: TURABIAN, Kate L., A Manual for Writers of Research Papers, Theses, and Dissertations, Chicago Style for Students and Researchers, 7th Edition, The University of Chicago Press, 2007.

COURSE SCHEDULE

Module 1
Description	Credit Access and Credit Risk.
Read
Prepare
Module 2
Description	Methodology and Elements of Risk and Compliance Intelligence.
Read
Prepare
Module 3
Description	Analytic Process Initiation.
Read
Prepare
Module 4
Description	Analytic Process Initiation.
Read
Prepare
Module 5
Description	Regression Analysis for Compliance Testing
Read
Prepare
Module 6
Description	Alternative Credit Risk Models.
Read
Prepare
Module 7
Description	Multi-layered Segmentation.
Read
Prepare
Module 8
Description	Model Validation.
Read
Prepare